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When crisis strikes we are put to the test. If you are financially protected, that part of the battle is already won. The good times are the right times to make decisions about insuring yourself and your family.

 

You’ve worked hard to create your lifestyle and provide for those who depend on you.
But there are some things in life over which you have little or no control, no matter how hard you work.  Things like serious illness, injury, disablement and even death.

 

There’s a very real chance it could happen to you.  That’s why it’s important to protect yourself and your loved ones from financial stress if something happens to you.  That’s where we can help!

life insuranceLife Insurance

Life Insurance provides you with a lump sum payment in the event of your death.  Depending on your Insurer, Life Insurance can also payout prior to your death in the event you are diagnosed “terminally ill” with 12 months to live.

 

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trauma insuranceTrauma Insurance

Trauma Insurance provides you with a lump sum payment in the event you suffer from a specified medical condition as set out in your Policy.  Examples of these conditions include heart attack, stroke, cancer, dementia, Parkinson’s disease, major burns, loss of limbs, quadriplegia as well as many more.

 

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tpd insurance

TPD Insurance

TPD Insurance becomes payable if you are totally and permanently disabled as a result of an accident, illness or disease which prevents you from engaging in your own occupation or any other occupation for which you are reasonably qualified as assessed by the insurer and based on the policy definition.

 

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income protectionIncome Protection

Income Protection is arguably the most important of all insurances.  After all, where would you be without your income?  Your income is the single most important asset you have.   It enables you to maintain your lifestyle, reduce your debts and provide for retirement.

 

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David Baccinelli, trading as David Baccinelli Insurance and Financial Services, is an Authorised Representative of Millennium3 Financial Services Pty Ltd

ABN 61 094 529 987 A.F.S.L. No. 244252